19 Legal Disclaimer
Important Notice
This whitepaper is for informational purposes only and does not constitute financial, investment, legal, or tax advice. Please consult with appropriate professionals before making any investment decisions.
Legal Structure
Company Information
Legal Entity: FECUND SEED INVESTMENT LTD Registration Number: 13913128 Jurisdiction: United Kingdom Registered Address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Business Activities (SIC Codes):
64301 - Activities of investment trusts
64999 - Financial intermediation not elsewhere classified
66300 - Fund management activities
Regulatory Status: Registered UK entity, compliant with applicable UK regulations
Token Classification
Utility Token
The $IAI token is designed and intended to function as a utility token providing access to platform services and features. It is NOT:
❌ A security or investment contract
❌ A share in the company
❌ A debt instrument
❌ A derivative or financial instrument
❌ A promise of future profits
It is:
✅ A utility token for platform access
✅ A medium for reward distribution
✅ A governance mechanism
✅ A payment method for services
Intended Use
$IAI tokens are intended for:
Platform subscription payments
Campaign budget allocation
Staking for platform benefits
Governance participation
Fee discounts
Referral rewards
Regulatory Compliance
Current Compliance
UK Regulations:
Companies Act 2006 compliance
Data Protection Act 2018 (GDPR)
Money Laundering Regulations 2017
Electronic Money Regulations 2011 (where applicable)
Blockchain Regulations:
Binance Smart Chain network rules
BEP20 token standards
Smart contract best practices
Security audit requirements
Data Privacy:
GDPR compliant
User data protection
Right to deletion
Data portability
Ongoing Compliance
Monitoring:
Regulatory landscape tracking
Legal counsel engagement
Compliance updates
Policy adjustments
Adaptability:
Structure flexibility
Geographic adjustments
Feature modifications
Regulatory cooperation
Risk Factors
Technology Risks
Smart Contract Risks
Risk: Bugs or vulnerabilities in smart contracts
Impact: Potential loss of funds, service disruption
Mitigation: Third-party audits, bug bounty, testing
Residual Risk: Medium
Blockchain Network Risks
Risk: BSC network issues, congestion, or attacks
Impact: Transaction delays, increased costs
Mitigation: Multiple RPC endpoints, monitoring
Residual Risk: Low
AI Provider Risks
Risk: AI provider outages or quality degradation
Impact: Service disruption, user dissatisfaction
Mitigation: Multi-provider setup, automatic failover
Residual Risk: Low
Cybersecurity Risks
Risk: Hacking, data breaches, DDoS attacks
Impact: Data loss, service disruption, reputation damage
Mitigation: Security best practices, monitoring, insurance
Residual Risk: Medium
Market Risks
Cryptocurrency Volatility
Risk: $IAI token price volatility
Impact: Value fluctuation, user uncertainty
Mitigation: Real utility, sustainable economics
Residual Risk: High (inherent to crypto)
Adoption Risk
Risk: Platform may not achieve projected user growth
Impact: Lower revenue, token value impact
Mitigation: Strong product-market fit, proven traction
Residual Risk: Medium
Competition Risk
Risk: Competitors may emerge or improve offerings
Impact: Market share loss, pricing pressure
Mitigation: First-mover advantage, continuous innovation
Residual Risk: Medium
Market Conditions
Risk: Crypto bear market, economic downturn
Impact: Reduced investment, slower growth
Mitigation: Sustainable business model, profitability focus
Residual Risk: Medium
Regulatory Risks
Token Regulation
Risk: Regulatory classification changes
Impact: Compliance costs, operational restrictions
Mitigation: Utility focus, legal monitoring, flexibility
Residual Risk: Medium-High
Platform Regulations
Risk: Social media platform policy changes
Impact: API access restrictions, feature limitations
Mitigation: Multi-platform strategy, direct relationships
Residual Risk: Medium
Geographic Restrictions
Risk: Certain jurisdictions may restrict crypto or platform
Impact: Market access limitations
Mitigation: Geographic diversification, compliance
Residual Risk: Low-Medium
Data Privacy Regulations
Risk: Stricter data protection requirements
Impact: Compliance costs, operational changes
Mitigation: Privacy-first design, GDPR compliance
Residual Risk: Low
Business Risks
Execution Risk
Risk: Failure to execute roadmap as planned
Impact: Delayed features, user dissatisfaction
Mitigation: Experienced team, proven track record
Residual Risk: Low-Medium
Key Person Risk
Risk: Loss of key team members
Impact: Development delays, knowledge loss
Mitigation: Documentation, team redundancy, succession planning
Residual Risk: Medium
Funding Risk
Risk: Insufficient capital for operations
Impact: Development slowdown, service disruption
Mitigation: Conservative budgeting, multiple revenue streams
Residual Risk: Low (profitable business model)
Partnership Risk
Risk: Key partnerships may fail or terminate
Impact: Feature limitations, service disruption
Mitigation: Multiple providers, contract terms
Residual Risk: Low-Medium
Token-Specific Risks
Liquidity Risk
Risk: Insufficient trading liquidity
Impact: Price volatility, difficulty buying/selling
Mitigation: Market makers, multiple exchanges
Residual Risk: Medium (early stage)
Dilution Risk
Risk: Token vesting and unlocks
Impact: Selling pressure, price decline
Mitigation: Gradual vesting, aligned incentives
Residual Risk: Medium
Utility Risk
Risk: Platform adoption lower than expected
Impact: Reduced token utility and demand
Mitigation: Strong product-market fit, multiple utilities
Residual Risk: Medium
Regulatory Classification Risk
Risk: Token classified as security
Impact: Compliance requirements, restrictions
Mitigation: Utility token design, legal structure
Residual Risk: Medium-High
Investment Disclaimers
No Investment Advice
This whitepaper does NOT constitute:
Investment advice
Financial advice
Legal advice
Tax advice
Any form of recommendation
You should:
Conduct your own research
Consult professional advisors
Understand the risks
Only invest what you can afford to lose
No Guarantees
We make NO GUARANTEES regarding:
Token price appreciation
Platform success or adoption
Revenue or profit projections
Roadmap delivery timelines
Future features or capabilities
Return on investment
Past performance (if any) is not indicative of future results.
Speculative Investment
Cryptocurrency investments are HIGHLY SPECULATIVE and involve substantial risk of loss. You may lose your entire investment.
Risk Factors Include:
Extreme price volatility
Regulatory uncertainty
Technology failures
Market manipulation
Liquidity issues
Total loss of investment
Forward-Looking Statements
This whitepaper contains forward-looking statements about:
Future plans and strategies
Projected growth and adoption
Expected features and capabilities
Anticipated market conditions
Estimated financial performance
These statements:
Are based on current expectations
May not materialize as described
Are subject to risks and uncertainties
Should not be relied upon
May change without notice
Restricted Jurisdictions
Geographic Restrictions
The $IAI token and InteractAI platform may NOT be available to residents of certain jurisdictions, including but not limited to:
Prohibited Jurisdictions:
United States (pending regulatory clarity)
China
North Korea
Iran
Syria
Cuba
Crimea region
Restricted Jurisdictions (may require additional verification):
Countries under international sanctions
Jurisdictions with crypto bans
High-risk jurisdictions (FATF list)
Your Responsibility:
Verify your jurisdiction's regulations
Comply with local laws
Obtain necessary permissions
Do not circumvent restrictions
Sanctions Compliance
We comply with:
UN sanctions
EU sanctions
UK sanctions
International sanctions regimes
We will NOT:
Serve sanctioned individuals or entities
Operate in sanctioned jurisdictions
Facilitate sanctions evasion
Engage in prohibited transactions
User Responsibilities
Know Your Customer (KYC)
Current Requirements:
Email verification (email signup)
Wallet connection (Web3 signup)
Basic profile information
Future Requirements (if needed):
Identity verification
Address verification
Source of funds documentation
Enhanced due diligence
Anti-Money Laundering (AML)
User Obligations:
Provide accurate information
Do not use platform for illegal activities
Report suspicious activity
Comply with transaction limits
Platform Rights:
Request additional information
Freeze suspicious accounts
Report to authorities
Terminate service
Tax Obligations
Your Responsibility:
Determine your tax obligations
Report cryptocurrency transactions
Pay applicable taxes
Maintain records
We Do NOT:
Provide tax advice
Report to tax authorities (unless required)
Calculate your tax liability
Guarantee tax treatment
Intellectual Property
Platform IP
Owned by InteractAI:
Platform software and code
Smart contracts
Brand and trademarks
Documentation and content
Proprietary algorithms
User License:
Non-exclusive use rights
Subject to terms of service
Revocable
Non-transferable
User Content
You Retain:
Ownership of your content
Rights to your data
Control over your posts
You Grant Us:
License to display and distribute
Right to use for platform operation
Permission for analytics
Ability to moderate
Limitation of Liability
Maximum Liability
Our maximum liability to you is limited to:
Amount paid for services (if any)
Or $100 USD
Whichever is greater
We Are NOT Liable For:
Indirect or consequential damages
Lost profits or revenue
Data loss
Service interruptions
Third-party actions
Force majeure events
No Warranties
The platform and token are provided "AS IS" without warranties of any kind, including:
Merchantability
Fitness for purpose
Non-infringement
Accuracy
Reliability
Availability
Dispute Resolution
Governing Law: United Kingdom Governing Law: Laws of England and Wales Language: English
Changes and Updates
Whitepaper Updates
We reserve the right to:
Update this whitepaper
Modify projections
Change roadmap
Adjust features
Revise tokenomics (within limits)
Notice:
Material changes announced
Updated version published
Effective date specified
Community notification
Terms of Service
Separate Agreement:
Platform use governed by Terms of Service
Privacy Policy applies
Acceptable Use Policy enforced
Subject to change with notice
Contact Information
Legal Inquiries
Email: [email protected] Address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, UK
Regulatory Cooperation
We cooperate with:
Regulatory authorities
Law enforcement
Legal proceedings
Compliance requests
Response Time: Within legal requirements
Acknowledgment
This whitepaper represents our current plans and expectations. Actual results may differ materially. We make no promises or guarantees. Cryptocurrency investments are risky. Only invest what you can afford to lose.
Last Updated: December 2025 Version: 1.0.0
Last updated